It's lasted me through college and I will keep using it currently. Last updated on: September 26th, 2019 at 22:30, Offer last updated: Sep 26th, 2019 at 22:30 ET. I applied every year and finally at the beginning of this year, I got my graduation. I first got a this card when I was 18 entering my first year in college to build up some credit. They are very accommodating to my needs. How much is the Bank of America Platinum Plus minimum payment? We just want to make our last minute Roth IRA contribution. Much better cards out there with better rewards and less screw you gotcha's. I called to ask and they said it was because I have serious delinquencies on my credit. They fought so hard to keep me with an annual fee refund and the possibility that I'll be able to wipe out some of the features of this card I don't like. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. The Bank of America Student Visa Platinum Plus Credit Card is a student credit card from Bank of America available to any part-time or full-time student at an accredited two-year or four-year college or university. I do a lot of international purchases online, but I am always skeptical of using my credit card information online. It came with a high interest rate of about 22%. Write full review I recently decided to pay down my balance on my Platinum Bank of America Visa credit card that I've had since 2007. No annual fee. 2. And as your qualifying balances grow, so do your benefits. Read 38 Reviews. When I asked them to close my account, they happily said okay. limit several times. What's worse is they didn't even notify me! . Had to put down a $500 deposit to secure it. Credit cards are issued by Bank of America, N.A. Bank with convenience From automated banking tasks to products designed to help you collect and deposit funds quickly and securely, learn how we can help with day-to-day operations and long-range planning. I highly recommend them for average credit. You get travel accident insurance, which provides coverage in case you suffer an accident under the responsibility of a common carrier. Bank of America - Platinum Plus Visa Reviews Other Credit Cards: Average: 3.6; High: 5.0; Write a Review < / > Embed ⚑ Claim this listing Add to list. My mother has been using this card for years and she is entirely satisfied. The teller helped me with my deposit...that's her job. Equal Housing Lender new window. Once you have a total of $20,000 in assets between qualifying Bank of America and Merrill investment accounts, you qualify for Gold Preferred Rewards benefits. The Bank of America Platinum Plus minimum payment is 1% of your current balance, plus interest charges and any late fees for the month. The Bank of America Platinum Plus Card had a variable interest ranging from 10.24% to 16.24%, depending on an applicant's creditworthiness. Info about the Bank of America® Platinum Plus® Visa® Card has been collected by WalletHub to help consumers better compare cards. The Bank of America Platinum Plus® Mastercard® Business card offers an intro purchase APR of 0% for 7 billing cycles. Does this card provide health insurance if you are on a cruise? An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your credit card to a Bank of America business checking account for overdraft protection. The APR is pretty low, I can use it just about anywhere, and there's no smart chip so I don't have to worry about the type of identity theft so common with those type of cards now. I really like the grace period on this card. I do not know anything about credit but was excited to open up this card in the mail. To enroll in the Preferred Rewards program you must have an active, eligible Bank of America personal checking account and maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your combined qualifying Bank of America deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill ® investment … The Bank of America Platinum Plus Mastercard Business card is a business credit card. Bank of America lets cardholders take control of their credit card accounts via its online banking service. That all comes from the Visa network. The interest rates for this card are great and are entirely justified by the quality of the credit card service you obtain. It turns out that I like this card much better than my first one. Bank of America provides its customers with, This is only the second credit card that I've ever had (my first one being a Citibank Master Card). Other than the interest rate, this has been a really great card that has gotten me through some tough times. I believe when I first received it came with a 15% interest rate which wasn't that bad because I planned to pay off the book, I have had this Bank of America card since I was 18 years old, I'm 26 now, it was my first credit card. The best thing is Bank of America's fraud protection on this card. With that said, you can compare what Bank of America currently offers here. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. They currently have a promotion of 18mo 0% interest on Balance Transfers only. I was strictly going to use it for books and school supplies. You earn one point for every one hundred you spend and that one point will get you $1.00 in cash rebates. I think that the best feature that it has is the SAFE online shopping. Bank of America Premium Rewards: Earn 2 points per $1 on all travel and dining and 1.5 points per $1 on all remaining purchases plus Bank of America Preferred Rewards bonus Does Bank of America Platinum Plus have a foreign transaction fee? They do not seem to appreciate their own customers. the same bank as my other accounts (checking, savings, etc). review the Bank of America® Platinum Plus® Visa® Card, Bank of America® Cash Rewards credit card, Bank of America® Travel Rewards credit card, Bank of America® Premium Rewards® credit card, CDC Federal Credit Union Visa® Bonus Rewards Card, Baylor University Select Rewards Visa® Platinum Credit Card. I was so happy when I first started using the service, because they are not impersonal like so many other credit card companies that I have had to deal with. This card has gotten me through some. for Platinum Plus® for Business Mastercard®, for Platinum Plus for Business Mastercard, Lower Interest Rate Business Credit Cards. WalletHub is an independent comparison service. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. You can redeem your cash rebates when you have accumulated 25 points ($25.00). Bank of America,Bank of America® Platinum Plus® Mastercard® Business credit card,0% Intro APR, Reward, No Foreign Transaction Fees, Business credit cards , credit card, credit card application, online application, instant approval, apply for credit cards Best Bank of America Credit Card For Earning Rewards. I paid it off in full before the closing date imagine my surprise when I was fined twice what the original charge was, just for the privilege of using Bank of Satans crappy card. Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Unlike our friendly local Bank of America where platinum preferred plus (whatever they call the highest consumer customer tier) gets to go to the front of the line, being the highest customer tier at Wells Fargo doesn't help you avoid the wait. Don't be surprised if you kinda get treated like the scum of the Earth even after you've built your credit into the skies. When I first got the card, it was secured and through the bank account I had with them. My Cap1 promotion ended this month so I wanted to transfer my balance. Enjoy greater security and peace of mind with a credit card enhanced by chip technology – now the security standard in the U.S.  Plus, chip credit cards are accepted in more than 130 countries, including Canada, Mexico and the United Kingdom. This card is fantastic. Apply online for the Platinum business card from Bank of America. However, this card is no longer available to new applicants. an easy-to-use website so I can keep track of how much I owe. Coverage may vary by issuer, so please call Bank of America at 1.800.732.9194 to check the extent of yours. As far as I know, I think they offer more cards for people with average credit than any other company. I got this card to help me with a large balance I had on another credit card and took advantage of the 0% balance transfer rate. Does getting the Bank of America Platinum Plus card mean my checking account fee will get waived? back. How does the Bank of America Platinum Plus rental car insurance work? The APR is competitive and is similar to offers from other firms. I haven't been able to get an increase to save my life and they won't lower the interest rate or remove the fee. How do I apply for the Bank of America Platinum Plus card? I got it in 2004. Submit your question about Bank of America® Platinum Plus® Visa® Card to our community. Overall I've really enjoyed having this card and it has gotten me though college and a lot more. The card does lack some of the cash back feature that other firms have, namely Chase. Link opens in a new window. The Bank of America® Platinum Plus® Mastercard® Business credit card is a bare-bones credit card with minimal benefits. and U.S. Trust Company of Delaware. The financial institution did not provide the details. Below you can review the Bank of America® Platinum Plus® Visa® Card and find the card's rates and fees according to our latest records, which may be outdated. I decided to make a $1,500 payment reducing what was owed on the card down to less than $800. My score has gone from average to excellent in eight months. I hear they are good for people with bad credit with their secured card. I did not apply for the card; it came in the mail already approved. All rights reserved. I've developed good credit and over time, Bank of America has extended my credit, +98 users submitted a rating without writing a full review. The Bank of America Platinum Plus Card had a variable interest ranging from 10.24% to 16.24%, depending on an applicant's creditworthiness. Ask a question. Bank of America has also been very quick and effective to cancel this card the few times I've lost it and strange purchases showed up. Everyone will be different in terms of things like past negatives and other various but over time,, if you manage credit, One of the problems with this card is that it has a high interest rate even for those who have near perfect credit. It was called a Clout card back then, Bank of America bought them out a few years ago. If you're looking for a starter card to help build your credit, you could do worse than this one. However, Bank of America® offers cash back and travel rewards cards that used to go by the name "BankAmericard," prior to mid-2017. Manage your account online 24/7 with secure Online and Mobile Banking. I have been using the Bank of America Platinum Plus Card for several years now. I put $300 down to secure the line of credit and was told that if I used it and made all of the payments on time and had a zero balance at the year mark, they would graduate it for me and turn it into an unsecured card and I'd get my deposit, I've had this card for about four and a half years now.they have pretty good service no matter what the problem is and they provide great help. Becoming delinquent updated on: September 26th, 2019 at 22:30 ET would not recommend this card has bailed my... 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